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Insurance Help - Members Only


Members can request a high quality print brochure to inform and educate insurance stakeholders. It also includes information related to the Certified Snow Professional and Advanced Snow Management programs.

Insurance Brochure
SIMA has conducted in-depth surveys and talked with hundreds of snow contractors about their needs and challenges in obtaining adequate and affordable insurance coverage to protect their businesses. What we have learned is that SIMA members prefer to have options to conduct a complete analysis of their insurance needs.

Listed here are agents, brokers and direct providers who have experience and knowledge in offering insurance coverage to snow and ice contractors. From a variety of business coverages, to auto, health and specialty products, these companies can provide you with competitive premium quotes for the coverage you need. We encourage you to contact any of the providers listed and reference SIMA. They are ready to help protect you and your business.


American Family Insurance
Sam Rolph
Oak Forest, IL
P: 708-687-8770

Coverage Areas: IL, IN, MO, WI, MN, OH, WA, OR, ND, SD, CO, AND ID.
Types of Coverage: Several business owner and business products including workers’ compensation. Health, auto, life and more.

Jared Perkoski PWCA, CRIS
128 Dean St.
Taunton, MA 02780
P: 508-695-1441 x1238

Coverage Areas: New England (MA, RI, CT, VT, NH, ME), NY, NJ
Types of Coverage:  Specializing in insurance for Snow and Ice Management/Construction/Landscape Companies including general liability, property & equipment, business auto, workers’ compensation, employee benefits and more.

Arthur J. Gallagher & Co.

Bill Webb & Brian Lenskold
4000 Midlantic Drive, Suite 200
Mt. Laurel, NJ 08054
P: 856-675-2371
E: or

Coverage Areas: USA and Canada
Types of Coverage: Specializing in insurance for Snow Management/Landscape Companies including Liability, Fleet Auto, Workers' Compensation, Property, Equipment, Umbrella, Health, Life and more.

Starkweather & Shepley Insurance Brokerage, Inc
400 Blue Hill Drive, Ste. 188
Westwood, MA  02090-2161
Office: 401-435-3600 x1610
Cell: 781-507-4722

Coverage Areas: New England (CT, RI, MA, VT, NH, ME)
Types of Coverage: Property and casualty brokerage agency. General Liability (snow plow/removal liability), property & equipment, business auto, workers’ compensation, and more.

Insurance & Benefits Group
Rodney Demaree AU, AAI, CISR
252 NW Executive Way
Lee's Summit, MO 64086
P: 816-525-3155

Coverage Areas: All states
Types of Coverage: Property/Casualty, general liability, inland marine, auto, workers' compensation, and more.

Hortica Insurance
P: 800-851-7740

Coverage Areas: All states except WY
Types of Coverage: Several business insurance products in property, casualty and general liability. Workers’ compensation, auto and personal insurance products.

Progressive Commercial Insurance
P: 888-273-6447

Coverage Areas: All states
Types of Coverage: Specialize in commercial and fleet auto coverages. Special snow plow coverage program. Also business owners insurance products.

Scott Danahy Naylon
Bill Gallagher
300 Spindrift Drive
Amherst, NY 14221
P: 800-728-6362 or 716-633-3400

Coverage Areas: All states
Types of Coverage: Brokers of several business owners and personal products. Property, casualty, general liability, workers’ compensation, and several others. Also, health insurance.


Marsh Canada through the Canadian Landscape and Nursery Association

Group Life, Health & RRSP:
The Investment Guild
2225 Sheppard Avenue East, Suite 1400, Toronto, Ontario M2J 5C2
P: (800) 459-8990   

Business Insurance:
Marsh Canada
70 University Ave, Suite 800 Toronto, Ontario M5J 2M4
P: (888) 949-4360      

Marketing and Administration:
Joel Beatson, CLP, CAE
c/o Canadian Nursery Landscape Association
7856 Fifth Line South RR # 4, Milton, ON L9T 2X8
P: (888) 446-3499 x 8610


Spectrum Weather and Specialty Insurance, Inc.
Robert Holmes
PO BOX 484  Liberty, MO  64069   
P: (816) 810-2346

Description: Spectrum Weather and Specialty Insurance is a brokerage that provides snow insurance, snow derivatives, rain insurance and other weather-based risk management solutions.  With over a decade of experience and relationships with numerous insurance and derivative providers, we can design the proper solution for you at the best price available. Insurance products are not available in Alaska, Hawaii, New Mexico or Canada. Derivative products available in both the U.S. and Canada.

Endurance Global Weather
Scott Edwards
750 Third Avenue, 18th Floor, New York, NY 10017
P: 917-281-0702

Description: Endurance Global Weather (EGW) offers snow insurance and other weather risk management solutions. The EGW team has over 35 years of experience helping our customers protect their interests from adverse weather conditions. Our products can be customized to address the challenges faced by businesses, property owners, municipalities and state highway administrations exposed to too much or too little snowfall over a season or from a single storm.

Chicago Weather Brokerage
Jeff Hodgson
30 South Wacker Drive, Suite 2200, Chicago, IL 60606 
P: 312-466-5666

Description: CWB is the source for obtaining access to a risk management tool that helps to protect snow contractors against not only low-snow fall winter totals, but record years, as well. Likewise, it becomes a powerful marketing tool, allowing contractors who understand this product early on to apply it to their customers’ businesses, too. With extensive protection levels available on a monthly and/or seasonal basis, each contractor, property manager or industry supplier can establish positions that best represents risk levels in their given geographic region(s).